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From mortgages to credit cards, investing your money, and minimizing your taxes, we cover it all.

2012 Tax Rates Print E-mail
Personal Finance - Taxes
Written by livecheap staff   

Looking for the 2012 Federal Income tax rates. You can use this table to calculate the tax bill that you owe to the IRS. Remember that these tables are the rates that you pay on Taxable income which is certainly less that your gross income. All those deductions and exemptions for everything from your home mortgage interest to your state income taxes, charitable deductions, and even deductions for having kids really do add up. Here's a list of the 2012 U.S. income tax rates:

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2012 Taxes Print E-mail
(4 votes, average 4.25 out of 5)
Personal Finance - Taxes
Written by livecheap staff   
Tuesday, 10 January 2012 20:00

The 2012 taxes are here and there are some major changes especially in the Alternative Minimum Tax. Other provisions like the Child Tax Credit remain the same. Understanding how new IRS rules affect you can potentially save (or cost) you hundreds if not thousands of dollars. Here are the major areas of the tax code for 2012.

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Personal Finance Advice: 5 Tips Print E-mail
(18 votes, average 3.94 out of 5)
Personal Finance - Education
Written by Omie Ismail   

If you want to move ahead financially and stay ahead for life, there are a few major financial decisions that you need to nail down. The sooner you get them right, the more likely they will make a huge difference in your life style.   Here are 5 personal finance tips that you can follow that will give you a leg up for the rest of your life:

Last Updated on Saturday, 21 January 2012 13:35
Read more: Personal Finance Advice: 5 Tips
 
How do I Get Rich in Less Than 15 Years Print E-mail
(14 votes, average 3.71 out of 5)
Personal Finance - Retirement

The general drift of our mission at LiveCheap.com is to help you live cheap by saving a buck here or a thousand bucks there. It's not the most glamorous stuff, but it works. But let's say you're the 5 jobs that Will Make You Millions in Less than 15 Yearsimpatient type who wants to get wealthy fast and can't be bothered spending the next thirty or forty years saving and investing in stocks and real estate.  We're talking about getting on the fast track towards seven figure wealth in 10 to 15 years, or even faster. If you're a basketball player or a stunningly beautiful actress, it shouldn't be too difficult and the only real advice you need is to not piss it all away. But, for the rest of us - the physically ungifted - it takes a bit more of an effort to get to the magic millions and get there fast.  So if you want to know "How do I get rich," read on.

Read more: How do I Get Rich in Less Than 15 Years
 
15 Year or 30 Year Mortgage Print E-mail
Personal Finance - Mortgage
Monday, 17 October 2011 02:00

15 year mortgage rates are 3.25% but does it makes sense to refinance from a 30 year mortgage? Everyone has their opinion on how to purchase or refinance a home but the choice is dependent on your situation and personality. So should you pass up an on that ultra low fixed rate mortgage? We weigh the benefits of lower interest rates versus the risk of making higher payments:

Read more: 15 Year or 30 Year Mortgage
 
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