Getting money is like digging with a needle. Spending it is like water soaking into sand.

The concept of saving is integral to financial well being. Fortunately, most people are aware of the benefits of spending wisely these days. However, many people do not realize that some apparently insignificant expenses can affect their finances quite badly. Cell phone bill is one such expense which can silently grow out of control and sink your ship in an embarrassing manner. Nonetheless, you can't do away with your cell phone, can you? All you can do is to keep the bill at a manageable level. So read the following tips to lower your cell phone bill:

I've seen some of your articles on how to keep your telecom and cable expenses down. I'm single, don't have much in the way of international calls. I'm not a couch potato and don't sit in front of my TV all day. My work requires me to have email and a cell phone but I make a minimal number of calls and use texting very sporadically. What is the absolute bottom line on connectivity in terms of getting cable, Internet, a landline and a cell phone? If your usage is Internet-centric. I mean can you do away with cable and just use your computer? Can you do away with your landline and just use a cell phone? I'm talking rock bottom services for somebody who doesn't need a whole lot of thrills. I'm challenging you to come up with the absolute minimum. - D Warren, Seattle, Washington