Written by David Brown, Guest
Wednesday, 23 June 2010 04:03
Getting money is like digging with a needle. Spending it is like water soaking into sand.
The concept of saving is integral to financial well being. Fortunately, most people are aware of the benefits of spending wisely these days. However, many people do not realize that some apparently insignificant expenses can affect their finances quite badly. Cell phone bill is one such expense which can silently grow out of control and sink your ship in an embarrassing manner. Nonetheless, you can't do away with your cell phone, can you? All you can do is to keep the bill at a manageable level. So read the following tips to reduce your cell phone bill:
Family & Friends in Network
For many people, a disproportionate percentage of their call time is linked to just a few individuals. So, if most of your friends and relatives or people who you call most are with a certain service provider then it would be smart for you to choose that provider. By doing this you can take advantage of the in-network plans of the provider. These plans are economical and would bring down the number of cross-network calls which can cost you quite a few bucks.
If you have a tendency to overuse your cell phone then prepaid plans can be a perfect choice for you. Here you pay for a certain amount of minutes. These plans are becoming increasingly popular and almost all major cell phone companies now offer prepaid options. They force you to cut down excessive calls which benefit you at the end of the month. If it is not possible for you to reduce the number of calls then you might also consider unlimited plans. It is true that unlimited plans are expensive but it will make sure that there is no unexpected and unpleasant surprise waiting for you at the end of the month.
Say No to Add Ons
It is really tempting to upgrade your phone and furnish it with different add-ons. Though some add-ons can be quite useful, most of them are just for fun and you can very well live without them. Ask yourself “Are ringtones really that important? Is it justified to pay $2 for a 15 second song in the form of a ring tone?” The answer will probably be no. You can certainly put that money to better use. If you decide to use an add-on, say a software package, then make sure that you understand the cost involved with it. Most of them add to your bill even after the initial purchase.
A big fat charge on your cell phone bill because you went over your minutes can be a scary thing. If this is a habitual problem then you can use free tools like firefox plugins or “Overmyminutes” to track your minutes or get alerts when you are about to go over your minutes.
Use VOIP at Home
These days we have a lot of inexpensive ways of communication. For instance you can use skype while you are at your PC. Calls to other users within skype service are free. The features include video conferencing, file transfer and instant messaging. The best part is that skype comes for free. Similar options include Gtalk, yahoo messenger etc.
You can't live without cell phones but it's not easy to bear their expenses if you are not cautious enough. So keep in mind the above points to enjoy the advantages that cell phones offer without worrying about the bill.
David Brown is a content writer with Oak view law group. He writes on a variety of finance related topics with a strong focus on frugal living.
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