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Top 10 Things We Just Never Get Around to Fixing Print E-mail
(8 votes, average 4.50 out of 5)
House - Maintenance
Written by livecheap staff   
Wednesday, 05 May 2010 03:30

Most of us manage to accumulate an inventory of things that are broken or just don’t quite work right. The list of these little annoyances grows over time and we either learn to live with them or get them fixed. We’re not going to be judgmental and we’re leaky_faucetcertainly not going to dispense any advice on how you can fix them because, frankly, we have our own list of troubles. We just want you to commiserate with us. Here’s our list of the Top 10 Things We Just Never Get Around to Fixing.

Read more: Top 10 Things We Just Never Get Around to Fixing
 
5 Cheap Green Devices For Every Household Print E-mail
(6 votes, average 4.83 out of 5)
House - Maintenance
Written by livecheap staff   
Friday, 16 April 2010 03:05

Isn't it time that you made an investment in making your home and car a little greener? Even if you're already driving a Prius and recycComposterling everything imaginable, there are a number of devices that can significantly reduce your carbon footprint and save you money to boot. You can start by deploying these five inexpensive 'Green Devices' that we highly recommend - not only because they're affordable but because they're cost effective.  Each of these gadgets has a return on investment that can be measured in months with a price tag that everyone can afford.

Read more: 5 Cheap Green Devices For Every Household
 
You Can Negotiate Anything In a Real Estate Deal Print E-mail
(4 votes, average 5.00 out of 5)
House - Buying Real Estate
Written by Ahmed Amr   
Wednesday, 14 April 2010 02:12

I'm going to buy some real estate in Florida within the next few weeks. I want to drive a hard bargain. I was wondering aboflorida_condout the wisdom of going directly to the listing agent. The advice on the web seems to be to get a buyer’s agent because the seller is going to pay that fee anyway. It seems to me that if the selling agent can double dip, they will try double hard to make the deal work -- even if it is a low ball offer. But maybe I'm wrong. - John T.

Read more: You Can Negotiate Anything In a Real Estate Deal
 
Phone, Internet, Mobile Phone - A Rock Bottom Rate Please Print E-mail
(5 votes, average 4.80 out of 5)
House - Utilities
Written by Omie Ismail   
Friday, 09 April 2010 07:20
Dear LiveCheap:

I've seen some of your articles on how to keep your telecom and cable expenses down. I'm single, don't have much in the way of international calls. I'm not a couch potato and don't sit in front of my TV all day. My work requires me to have email and a cell phone but I make a minimal number of calls and use texting very sporadically. What is the absolute bottom line on connectivity in terms of getting cable, Internet, a landline and a cell phone? If your usage is Internet-centric. I mean can you do away with cable and just use your computer? Can you do away with your landline and just use a cell phone? I'm talking rock bottom services for somebody who doesn't need a whole lot of thrills. I'm challenging you to come up with the absolute minimum. - D Warren, Seattle, Washington

Read more: Phone, Internet, Mobile Phone - A Rock Bottom Rate Please
 
Buying a Condo? All Homeowners Dues are Not Created Equal Print E-mail
(6 votes, average 5.00 out of 5)
House - Buying Real Estate
Written by Ahmed Amr   
Thursday, 08 April 2010 02:36

I remember buying my very first condo. I’d researched everything, had an inspector check the unit and did a really good job getting the best financing possible on a conventional loan. I knew Condosenough to have a 20% down payment to avoid paying Private Mortgage Insurance and score a lower rate. That was back in 1983 when interest rates on a thirty year fixed mortgage were running around 13%. I took a chance and went for a variable loan that re-priced every six months and had the lowest spread to the underlying index. But it came with no ceiling rate which meant if the underlying index went to 25% - I’d have to go along for the ride. That was a huge risk back then, and even though I was certain that rates were going down, I can’t say it didn’t keep me up nights. And while I was busy figuring out every possible angle, I almost sent my agent to an insane asylum. By the time I put in an offer, we must have looked at fifty properties - twice. I thought I had everything covered. But there was one thing that I didn't get quite right - the homeowners' dues.

Read more: Buying a Condo? All Homeowners Dues are Not Created Equal
 
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