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If you are in the market for any of these items you should be able to work an incredible deal:
1. Furniture
You should never pay full price for furniture. Especially in these tough times, furniture has been discounted in a massive way. You can clean up on 'going out of business sales,' truckload sales, and closeouts. If you want to save even more, head down to a high end thrift stores where they are nearly giving away antique furniture. Also, look at estates sales and Craigslist listings to find exceptional value by people that have to relocate for a job. They often will be dumping the furniture for next to nothing. You can also buy furniture that has been used to stage a house for a fraction of the new price which for all intents and purposes is basically new merchandise.
2. Electronics
You can buy electronics at 50% of retail or less. It might require a little investment of time but there are two ways that are a sure path to scoring unbelievable values on electronics - closeout models and open box models. You’ll get the same guarantees and one thing about electronics - if they work right when you take them out of the box, they usually keep on ticking. As always, research the brand and model for reliability before you buy.
3. Houses
We are in a beauty of a buyer’s market. Sure, there are all the negative reasons not to buy a house, but if it makes sense for you and you have 20% down and a big emergency fund, you’ll be able to clean up right now. Now that the buyer’s credits are over, demand will likely go down which means you might see further price reductions. Add to that the crisis in Greece that is causing jitters in the market and pushing down mortgage rates to near all time lows. We figured rates would have gone up by now but with the global crisis, everyone is flocking to the dollar which is pushing rates further down. We've put together a number of very informative housing articles addressing current market conditions and we invite you to visit our Housing section to get up to speed on how to snag a bargain.
4. Cars
We are big believers in buying and keeping a car for ten 10 years or more. But if Bessie is starting to cost you more at the auto mechanic than what you would pay to replace her, maybe it’s time to get a nice 3 year old car. There are plenty of repossessions and with the Toyota led incentives attracting new car buyers, the used cars are being left behind. Financing for non-dealer used vehicles is still tough in many places, so if you are paying cash, you can work out one heck of a deal.
5. Phone/Internet/Cable
There is an all out price war going on between cable companies / Verizon/AT&T/ and Dish/DirectTV. Take advantage by using each of these against each other. Figure out what the best rate you could get from the competition and then work a deal with your provider to at least match it. You’ll be surprised that just by calling and saying you want to lower your bill that there is likely some new package that is better than what you have now.
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